Our Offerings
A Modern 401(k)
LCM offers a dramatically better retirement plan for employers and employees. We are the only 401(k) provider in the world to guarantee your investment performance, and reduce our fees if we fail to meet our benchmarks.
To you, the employer, we offer:
- Risk tolerance-based portfolios
- A wide range of ETFs and mutual funds organized by asset class
- Industry sector specific investments (e.g., health care, commodity or real estate ETFs)
- Customized model asset allocation portfolios
- Best-in-class target date funds
- High-quality life insurance products including annuities for those retirees who want guaranteed income
- The flexibility of self-directed accounts, if desired
- Partners at top largest accounting firms such as PricewaterhouseCoopers and Deloitte, as well as at independent accounting firms, recommend LCM plans.
And to your employees:
When it comes to your employees feeling secure and prepared to retire, we believe knowledge is power. That’s why we offer more comprehensive financial educational services than any other plan provider today.
Superior investment portfolio construction
Better investment returns
Larger retirement savings (30% – 40% higher or more!) due to compounding higher returns and lower fees
Personalized guidance in understanding risk profile and investment options
100% transparency in all investment options
Automated investment rebalancing so the employee’s risk and investment preferences are maintained over time